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First National Bank In Howell Files Re-Capitalization Plan With Feds First National Bank In Howell Files Re-Capitalization Plan With Feds

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12/31/12 - Following the market crash a few years ago and economic uncertainty, a Howell-based bank has a $27 (m) million plan for future financial security. First National Bank is the only bank headquartered in Livingston County with locations in Brighton, Howell, Fowlerville, Whitmore Lake, Hamburg and Hartland. It filed paperwork for the re-capitalization plan recently with the U.S. Securities and Exchange Commission. The bank's primary regulator determined that it needed to raise capital following net losses in 2008 and 2009. First National Bank expects to finalize the sale of its publicly held securities to investors sometime during the first quarter of 2013. The $27 (m) million would put into operations as part of the pending plan and $23 million will be held in an escrow account until required federal regulatory approvals are complete, finalizing the deal. (JM)

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